For 6+ years, Brighter Investment (BI) has groomed ambitious, highly-skilled talent to fill entry-level positions across Africa. Through our customized, global-standard graduate mentorship and employability program we have been able to upskill graduates to ensure that they can deliver optimum value to employers from the get-go.

This is an anonimized version of the update shared with our investors - Accra, March 2022 - Dear Investor, As we witness a rebound from the pandemic globally and nationally the outlook for BI looks impressive. Our metrics are falling in line with our targets and expectations. We have gotten off to a good start by signing some new investors while some existing investors have reinvested in our fund. We are optimistic that we would be successful in our fundraising and that we would be able to admit more students and expand internationally. We are positive that we will continue to see a decline in unemployment and an increase in distributions and repayment.

Brighter Investment (BI) has tested an investment-led model for higher education financing in Africa since 2015. But, beyond improving access to quality higher education, Brighter Investment considers itself a major dealer in hope. Through our education financing product and student support program, we have seen hundreds of high potential students in Africa gain access to quality higher education and increase their income by up to 5x.

The document below is a generic version of the update sent to our investors at the end of the second semester of the 2020-2021 academic year: Dear Investor, For Brighter Investment as an education financial institution, the negative impact of Covid could have been devastating. A loan model would see default rates shoot up under the current economic circumstances, our more robust income sharing model sees delayed repayments but still no defaults. In the short term, there is an impact on the financial performance of your investment with us. But due to the diversification of our portfolio of the brightest students with quality degrees, BI students are already finding jobs 66% faster than they did at the height of the pandemic. Over the last three semesters, the average amount repaid by graduated BI students is 81% higher than what it was in the three months before Covid. These signs of recovery mean that when compared to the previous semester, distributions are up by 33%.

Are you an ambitious business-savvy graduate with online and offline marketing experience? And are you interested in a high responsibility/impactful role at the Accra office of a Canadian for-profit with a mission to improve the lives of millions? Let’s talk!

From a little over 40 female applicants in 2015 to well over 2000 female applicants in 2020, Brighter Investment has proven that attaining a gender-inclusive model for higher education financing in developing countries is possible. Women in developing countries are increasingly becoming aware of the importance of quality higher education and many of them are ensuring that nothing holds them back from living their dreams and attaining the highest of heights in education and career. This is an opportunity Brighter Investment leveraged in 2015 (when it supported its first cohort of students,) and continues to leverage (after six cohorts) to grow investors’ wealth and make the dreams of many young Ghanaians come true.

Are you a smart finance/business graduate with impeccable communication skills? And are you interested in a high responsibility/impactful role at the Accra office of a Canadian for-profit with a mission to improve the lives of millions? Let’s talk...

4 years ago we started supporting the first small cohort of students in Ghana with the goal of proving that an investment model has the potential to break down financial barriers to higher education. Over the following years we supported 4 cohorts and 221 students. 221 students that instead of street vendors or subsistence farmers will become future leaders in science, engineering, medicine and business. These 221 students show that an investment model can indeed accomplish equitable access to tertiary education and create value for both students and investors.

In collaboration with World University Services Canada (WUSC) and the D. Keith MacDonald Foundation (DKM) we’re looking for a consultant to help us with a project. The project’s objective is to identify the most effective solutions to increase gender parity in our student financing model. Interested candidates can apply with WUSC.

In our recent blog posts we dove into how our student investment model works and we presented metrics that show that it actually works. We also answered the most frequently asked questions except for one, a very simple one: why? Why have the people on our team decided to do this? And what do we ultimately hope to achieve with Brighter Investment?